Term life is the lowest cost life insurance plan relative to coverage; Cost of insurance is fixed through the term’s length, and is renewable without a medical exam; Benefits are paid, tax-free, to the beneficiaries you’ve chosen. Please click on the links to get more information. Term 10, Term 20, Term 30, Term 100.

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IDC Insurance is a leader in direct distribution of term life, whole life and mortgage life insurance products. We simplify online insurance quote comparison and help Canadians find the best rates for the right coverage.

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30 Year Term Life Insurance is a life insurance product that has premiums (the cost of the policy) that are level for 30 years. The death benefit (the coverage amount) is also level for 30 years. At the end of the 30 years the insurance policy typically renews automatically at higher premiums (higher cost), again level for another 30 years or sometimes it increases in cost every year.